Behind on your house payments?
Know your options.
Depending on where you're at in the foreclosure process,
you may be able to take action that protects your credit,
preserves your equity, and gives you back control.
What is an SFR®?
Real estate agents with a Short Sales and Foreclosure Resource SFR® certification can help home owners behind on their payments examine their options, evaluate the benefits and options of each, and, if needed help them navigate the short sale process.
Buy Yourself Time
Having an SFR Certified Agent in your corner changes the dynamic with your lender. The right representation can open doors and timelines that seem closed.
Loan Modification
An SFR can help you talk with the lender and find out if you qualify for a loan modification or in some cases a forebearance.
Short Sale
If you owe more than the home is worth, a short sale -- negotiated correctly -- protects your credit profile far better than letting the foreclosure proceed.
Quick Cash Sale
If you're on a tight timeline and need to sell before the forecosure proccess is finalized you can sell quickly to a cash buyer.
iation of Realtors® · Fewer than 3% of agents nationally hold this designation
Free Pre-Foreclosure Resorce Brochure
Book a Free Consult
Know your options and next steps.
Texas moves faster than you think.
Texas is a non-judicial foreclosure state. That means lenders can initiate and complete foreclosure without going through the court system -- often in as little as 41 days from the Notice of Sale. If you have received any formal notice from your lender, the window to act may already be closing.
The difference between a foreclosure on your record and a clean sale often comes down to
one thing: acting before it's too late - and having the right specialist in your corner when you do.
Rhianon understand the Texas foreclosure timeline intamately. She knows what's possible at each stage, what lenders respond to, and exactly how to move with the urgency your situation demands -while protecting as much of your equity as possible.
Rhianon Cote
Rhianon Cote is one of a small number of Austin-area agents to hold the SFR® designation —Short Sales and Foreclosure Resource awarded by the National Association of REALTORS®. A rigorous certification that qualifies agents to counsel homeowners facing default, guide short sale negotiations with lenders, and protect seller interests at every stage. She understands the timeline, the lender communication, the legal nuances and most importantly, she understands the pressure you're under.
Post Address and Mail
Email: [email protected]
Address
Office: 9600 N. Mopac Expy, Suite 500 Austin, TX 78759
Get In Touch
Assistance Hours
Mon – Sun 9:00am – 8:00pm
Phone Number:
512-999-3151
